As usual, the past school summer break was marked with both many exciting and happy moments for children, and painful accidents for less careful vacationers upsetting their parents. BTA Baltic Insurance Company AAS (hereinafter – BTA) received dozens of insurance claims from parents, whose insured children suffered from many various injuries in summer.
A “common scenario” was at the top of the list of summer accidents – bruises and bones broken while falling from a tree or other elevated structures, trampoline injuries, as well as lesions suffered while falling from a wide range of vehicles. These include bicycles, electric scooters, skateboards, and roller skates. Moreover, there were injuries suffered during sports training, especially during football and basketball, as well as when stepping onto sharp objects.
The youngest kids suffered injuries while falling out of swings or when feeling reckless and jumping from the swings or cutting their hands with a knife while feeling overconfident trying to help their parents to cook dinner. Dogs running around without any muzzles in public places sometimes bit children making everybody worry. Moreover, there were several unusual accidents registered. For instance, a child fell onto an escalator and suffered a laceration in his lower leg that required stitches.
Misfortunately there were several traffic accidents this summer as well as before, which involved school students. However, by good fortune all the insurance claims received by BTA covered comparatively minor injuries. These injuries occurred when a child was struck by a car at a slow speed on a crosswalk, public transport stop or when one car hit another car having underage children as passengers. The largest disbursed compensation amounted to 650 Euro.
“Statistics on the accidents occurred during summer holidays proves once more that parents cannot protect their children from all the health risks, because it’s quite common for children to suffer injuries in day-to-day situations while being closely monitored by their mom or dad. Likewise, it is important to pay careful attention to remind our children about traffic regulations once active school days are back. And parents are most definitely able to take care of a certain share of peace of mind and buy Personal accident insurance, which makes medical treatment and rehabilitation services more affordable,” BTA Insurance Claims Handling Department director Kārlis Liepiņš reminds us that current situation in the field of medicine remains tense and one might be forced to wait for state-funded medical services for a long time.
BTA Baltic Insurance Company is one of the leading insurance companies in the Baltics, offering the broadest range of non-life insurance services in Latvia, Lithuania and Estonia. BTA employs more than 1,000 employees in the Baltics. The sole shareholder of BTA is Vienna Insurance Group AG (VIG), the leading insurance group both in Austria and in the entire Central and Eastern European (CEE) region. Around 50 insurance companies in 30 countries form a Group with a long-standing tradition, strong brands and close customer relations. The more than 25,000 employees in the VIG take care of the day-to-day needs of more than 22 million customers. VIG shares have been listed on the Vienna Stock Exchange since 1994. The VIG Group has an A+ rating with stable outlook by the internationally recognised rating agency Standard & Poor's. VIG cooperates closely with the Erste Group, the largest retail bank in Central and Eastern Europe.
Marketing and Public Relations Department Director
BTA Baltic Insurance Company AAS
mobile: +371 29374827