While considering an insurance contract, quite a few people are generally focused on the most expensive property, such as home, vehicles or their own life, while less valuable property is left out of the picture. However, so-called movable property gets damaged the most often and therefore results in quite considerable expenses, moreover, movable property is oftentimes damaged in the most harmless, mundane situations. We indemnify for repair of the damaged household goods to several hundreds of our clients annually, and the average compensated sum throughout the preceding three years amounts to EUR 450.

What can occur?

Our most often used daily necessity being our smartphone suffers the most. Users have caused damages thereto in a variety of ways. This communication tool gets dropped from our clients’ hands or out of their pockets, pushed off the table, pulled down while a client tripped over a charger’s cable, users sometimes managed to sit onto a smartphone that was carelessly left on the couch or break a phone’s screen while getting seated still having their smartphone in their back pocket.

TV’s also get frequently damaged while children are playing their games or during housecleaning. BTA regularly receives insurance claims from its clients, whose TV screen cracked when small children threw a toy at it, or it was tilted over while primary school pupils played ball carelessly in their living room. Grownups screw up too. They get their TVs broken with a broom while sweeping their floors or even when they are changing their curtain rods.

Computer equipment, microwaves, robotized vacuum cleaners and other electronic household appliances also suffer damage. Users tend to accidentally push their PCs off the table or off the bed, as well as to pour some coffee or other drinks onto them. Appliances get regularly damaged due to a lightning strike while they’re connected to power supply.

What can I do?

Statistics show that over the last two years the average indemnity sum amounts to EUR 450 and BTA receives almost a thousand insurance claims for damages caused to movable property. To improve your peace of mind not only for your smart device, but for all your property, and in case of unexpected situations you won’t have to spend a three-figure sum, we strongly recommend you purchase insurance. With BTA Property insurance you’ll enjoy an opportunity to insure all the property in your home – as of your wardrobe and smart devices up to your large corner sofa and a flat-screen TV.