Bike Insurance Policy

Either your hobby or just a comfortable daily means transportation. Take care of your bike, yourself and others!

Leave any worries behind while cycling around!

Covered against risks that affect cyclists most


One policy for the entire family


Policy starting at just 30€

bicycle insurancebicycle insurance

Frequently asked questions

BTA bike insurance policy is valid in the territory of the Republic of Latvia, and insurance protection is in effect 24 hours a day.

BTA bike insurance policy is an insurance service for individuals – people who enjoy riding a bike, which is not related to professional sports or professional occupation. Insurance protection is also valid when participating in non-professional bike riding competitions.

Please note that the insurance protection included in the BTA bike insurance policy is not valid when participating in cycling competitions or training sessions as a professional cyclist, in downhill, freestyle or trial bike riding, as well as with regard to BMX bikes and trishaws, and losses caused during their use or during provision of bike-courier services.

  • Property insurance is valid for all bicycles specified in the insurance policy, while accident insurance and civil liability insurance – for all persons specified in the insurance policy;
  • Insurance protection against theft of the bike is only valid, provided the bike is registered with the Bike Register of the Road Traffic Safety Directorate;
  • Insurance protection will become valid from the moment the bike is shown to a BTA representative (also in the form of photos);
  • When riding a bike, road traffic regulations must be observed.

Insurance product information document

Bicycle Plus insurance terms and conditions No.08-13-01.01
(version applicable to policies issued after 22.04.2024) 

Accident insurance terms and conditions

Terms and conditions No. 8-2  (version valid for policies issued from 05.06.2018)

+ Annex which refers to the protection included in BTA bike insurance policy:

Annex No.2 to Terms and conditions No. 8-2 

Annex No.3 to Terms and conditions No. 8-2 

Home insurance terms and conditions (with regard to property insurance)

Terms and Conditions No 3F-3  (version applicable to policies issued after 01.07.2015)

General terms and conditions of civil liability insurance

Terms and Conditions No 1  (version valid for policies issued from 01.09.2020)

Terms and Conditions No 21.01  (version valid for policies issued from 31.01.2012)

Terms and conditions of general civil liability insurance of individuals

Terms and Conditions No 1304.1 (in latvian)  (version valid for policies issued from 01.09.2020)

Terms and Conditions No 21.01.-01  (version valid for policies issued from 28.08.2013)

General insurance terms and conditions

Terms and Conditions No 4  (version applicable to policies issued after 18.03.2019)

Terms and Conditions No 3  (version applicable to policies issued after 13.12.2011)

We'll get in touch with you!

Fill in the application and we will contact you on the desired topic.

* Fields with an asterisk are required.

I would like to receive personal offers and marketing information by e-mail.

I confirm that I have read the Protection Of Privacy In BTA.

{{coveredPopup.title}}

{{coveredPopup.description}}

{{item.badge}}
{{item.title}}
{{formattedPrice(item.price)}}
{{item.title}}
{{sparsePrice(price, true)}} €
{{coveredPopup.title}}

{{coveredPopup.descriptionCasco}}

{{coveredPopup.descriptionMtpl}}

Deductible CASCO
{{transform.translate(title)}}{{value}}
Insured risks

We at BTA, indemnify traffic damage caused by the party who has taken out motor insurance and the cost of medical treatment for third parties (owners of other vehicles, cyclists, pedestrians) and damage to property of third parties.

{{coveredInfoTextMtplWithRoadAssistance}}

{{coveredPopup.title}}

{{coveredPopup.description}}

{{translation('one_property_covered_deductible')}}{{coveredPopup.deductible}} €
{{translation('one_property_covered_risks')}}
{{localized(value.tooltipDescription)}}
{{coveredPopup.coveredContent.title}}

{{coveredPopup.coveredContent.description}}

{{item.title}}
{{coveredPopup.formattedPrice(item.price)}} €/pers.
{{localized(risk.title)}}
{{coveredPopup.sparsePrice(price, true)}} €

Let us remind you

{{productReminderMessage}} {{productReminderDate}}.

I agree to receive special offers and information
Your session will end in:

{{sessionTimeout.formattedTime}}

popup_year_of_driver_license
btar_popup_vehicle_data
{{ fieldsPopupHeading }}
{{ cmsFields.youngestDriver.label }}
btar_age_not_in_range
no_youngest_driver_age_error_message
{{ cmsFields.drivingExperience.label }}
no_driving_experience_error_message
{{ cmsFields.territory.label }}
Please specify territory
{{ cmsFields.drivingExperienceLessThanThreeYears.label }}
Please specify driving experience
{{popup.textTitle}}
Please wait!

We need few seconds to calculate best prices for you, you don’t even have time to read this message :)

Cookie
Cookies
Cookies Settings
Cookies settings
This website uses cookies that are strictly necessary for this website to work.
With your consent, this website may additionally use statistical and marketing cookies.

If you accept all cookies, please click "Allow".
If you wish to refuse cookies, please click "I don't agree". You can manage your preferences by clicking "Customize preferences".

For more information, please see our
Cookie Policy
For more information, see our
Cookie Policy

Functionality (necessary) cookies

These cookies are necessary for the operation of the website and cannot be disabled. These cookies can be divided into session cookies and persistent cookies, which do not store personally identifiable information. Session cookies are deleted as soon as you leave this site.


Statistics cookies

These cookies are used to measure the use of the website and traffic sources to obtain information required to improve the website’s performance. These cookies help us to determine – which sections of the website are the most popular and learn about our users' browsing habits. For this purpose, we use the Google Analytics statistics engine. All information collected is anonymous and cannot be used to identify you.


Marketing cookies

These third-party cookies are used to display personalized ads according to your preferences. We use cookies to help us collect information about your usage habits on this website and to allow us learn of your interests so that we could show you only ads that are relevant to your usage habits. In case you prefer us not to show you any ads, leave this menu check-box blank.