

If you use any specialized machinery or equipment in your business or farm, it is important to have it always in working order. In cases of unpleasant surprise, you will be able to get back to normal operation sooner.
For a seamless run of all construction processes without sudden interruptions and unpleasant financial consequences for the parties involved in the construction, we recommend taking a timely care of protection of your business as much as possible.
To ensure secure transactions between current partners and to enter new markets, it is wise and forward looking to take care of a collateral, in case your partner fails to perform his obligations.
Customs charge debt guarantee insurance terms and conditions No 15.M2 (version applicable to policies issued after 01.01.2025)
Terms and Conditions No 15.T2 (version applicable to policies issued after 25.03.2024)
Contractor's plant and machinery insurance is for any entrepreneur or private individual who uses any stationary or mobile equipment, or any type of specialized machinery, such as mobile cranes, road construction machinery, gantry cranes, forestry or agricultural machinery, warehouse handling equipment, various types of loaders, underground machinery and equipment, tractors, combines.
Similar to CASCO insurance for land vehicles, Contractor's Plant and Machinery Insurance provides insurance protection against various risks that may affect specialized equipment.
Insurance product information document
Terms and conditions No 09.SP1 latvian (version valid for policies issued from 01.09.2020)
Construction All Risk Insurance is for construction project developers, customers and construction contractors.
The construction site can be insured at the beginning of construction works or during them, in order to protect against financial losses that may arise as a result of various risks.
Insurance product information document
Construction All Risk Insurance terms and conditions
Terms and conditions No 09.V.BUV.2 (the version is in force for policies issued from 10.03.2021)
Terms and conditions No 1 (the version is in force for policies issued from 26.04.2016.)
Performance bond insurance Terms and Conditions No 15.L1 (the wording applies to policies issued starting from 01.05.2021)
Terms and Conditions No 15.A2 (the wording applies to policies issued starting from 01.03.2023)
Terms and Conditions No 15.D1 (the wording applies to policies issued starting from 07.03.2022)
Terms and Conditions No 15K-2 (the wording applies to policies issued starting from 20.06.2018)
Terms and Conditions No 17.1 (in latvian) (the wording applies to policies issued starting from 01.09.2020)
Agricultur Crop Terms and Conditions No 3 (version applicable to policies issued after 24.10.2019)
Animal Insurance Terms and Conditions No 1 (in latvian) (the version in effect for policies, issued as of 16.04.2013)
Livestock Insurance Terms and Conditions No. 08.DZ1 (the version in effect for policies, issued as of 01.12.2021. )
Forest Insurance Terms and Conditions No 08.M1 (version applicable to policies issued after 05.04.2022)
Terms and Conditions No 4 (version applicable to policies issued after 18.03.2019)
Terms and Conditions No 3 (version applicable to policies issued after 13.12.2011)
Road hauliers’ third-party liability insurance terms and conditions No. 1303.P1 (version applicable to policies issued after 07.06.2021)
Freight forwarders third-party liability insurance terms and conditions No.1303.E1 (version applicable to policies issued after 01.09.2020.)
Railway rolling stock insurance terms and conditions No. 04.1 (version applicable to policies issued after 01.09.2020.)
Cargo insurance terms and conditions No. 07.A1 (version applicable to policies issued after 01.09.2020.)
Cargo insurance terms and conditions No. 07.Air1 (version applicable to policies issued after 01.09.2020.)
Cargo insurance terms and conditions No. 07.B1 (version applicable to policies issued after 01.09.2020.)
Cargo insurance terms and conditions No. 07.C1 (version applicable to policies issued after 01.09.2020.)
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We at BTA, indemnify traffic damage caused by the party who has taken out motor insurance and the cost of medical treatment for third parties (owners of other vehicles, cyclists, pedestrians) and damage to property of third parties.
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Enter here the sum insured value, which is the amount necessary to purchase a similar vehicle, taking in account the depreciation of the vehicle.
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