Commercial Property Insurance

However, if an accident still has taken you by surprise, BTA insurance will help you get back to your normal pace.

Reasonable, individualized, high quality

Experience-based individualized approach

Extensive risk coverage

Customer-focused claims handling process
commercial property insurancecommercial property insurance

We'll get in touch with you!

Fill in the application and we will contact you on the desired topic.

* Fields with an asterisk are required.

I would like to receive personal offers and marketing information by e-mail.

I confirm that I have read the Protection Of Privacy In BTA.

Frequently asked questions

We insure all types of immovable property:

  • buildings, structures, waterworks, and their utilities;
  • internal finish;
  • goods, produce, raw materials, equipment;
  • production equipment, office equipment, inventory;
  • glazing - show-cases, surfaces, stained-glass windows;

Insurance of buildings and structures includes insurance of the external and internal finish, real property utilities (pipelines, wiring, heating, ventilation, and conditioning systems, etc.) as well as other integral parts of the real property.

Either in addition to the real property insurance or separate movable property insurance:

  • movable fixed assets (such as office equipment, technological equipment, machine tools);
  • current assets - stock (such as raw materials, unfinished and finished products, packaging materials, products for sale);
  • rented property - movable property owned by third parties and used on some legal basis;
  • accepted property - movable property owned by third parties.

Commercial Property Insurance is valid in the territory of the Republic of Latvia.
Based on customer preferences and requests, we also offer movable property insurance outside the Republic of Latvia.

Insurance product information document 

Insurance product information document 

Insurance product information document 

Commercial Property Insurance Terms and Conditions

Terms and Conditions No 4A-1  (the wording applies to policies issued starting from 01.02.2018)

Terms and Conditions of Commercial Property All Risks Insurance

Terms and Conditions No 4B-1  (the wording applies to policies issued starting from 15.08.2018)

General insurance terms and conditions

Terms and Conditions No 4  (version applicable to policies issued after 18.03.2019)

Terms and Conditions No 3  (version applicable to policies issued after 13.12.2011)

{{coveredPopup.title}}

{{coveredPopup.description}}

{{item.badge}}
{{item.title}}
{{formattedPrice(item.price)}}
{{item.title}}
{{sparsePrice(price, true)}} €
{{coveredPopup.title}}

{{coveredPopup.descriptionCasco}}

{{coveredPopup.descriptionMtpl}}

Deductible CASCO
{{transform.translate(title)}}{{value}}
Insured risks

We at BTA, indemnify traffic damage caused by the party who has taken out motor insurance and the cost of medical treatment for third parties (owners of other vehicles, cyclists, pedestrians) and damage to property of third parties.

{{coveredInfoTextMtplWithRoadAssistance}}

{{coveredPopup.title}}

{{coveredPopup.description}}

{{translation('one_property_covered_deductible')}}{{coveredPopup.deductible}} €
{{translation('one_property_covered_risks')}}
{{localized(value.tooltipDescription)}}
{{coveredPopup.coveredContent.title}}

{{coveredPopup.coveredContent.description}}

{{item.title}}
{{coveredPopup.formattedPrice(item.price)}} €/pers.
{{localized(risk.title)}}
{{coveredPopup.sparsePrice(price, true)}} €

Let us remind you

{{productReminderMessage}} {{productReminderDate}}.

I agree to receive special offers and information
Your session will end in:

{{sessionTimeout.formattedTime}}

popup_year_of_driver_license
btar_popup_vehicle_data
{{ fieldsPopupHeading }}
{{ cmsFields.youngestDriver.label }}
btar_age_not_in_range
no_youngest_driver_age_error_message
{{ cmsFields.drivingExperience.label }}
no_driving_experience_error_message
{{ cmsFields.territory.label }}
Please specify territory
{{ cmsFields.drivingExperienceLessThanThreeYears.label }}
Please specify driving experience
{{popup.textTitle}}
Please wait!

We need few seconds to calculate best prices for you, you don’t even have time to read this message :)

Cookie
Cookies
Cookies Settings
Cookies settings
This website uses cookies that are strictly necessary for this website to work.
With your consent, this website may additionally use statistical and marketing cookies.

If you accept all cookies, please click "Allow".
If you wish to refuse cookies, please click "I don't agree". You can manage your preferences by clicking "Customize preferences".

For more information, please see our
Cookie Policy
For more information, see our
Cookie Policy

Functionality (necessary) cookies

These cookies are necessary for the operation of the website and cannot be disabled. These cookies can be divided into session cookies and persistent cookies, which do not store personally identifiable information. Session cookies are deleted as soon as you leave this site.


Statistics cookies

These cookies are used to measure the use of the website and traffic sources to obtain information required to improve the website’s performance. These cookies help us to determine – which sections of the website are the most popular and learn about our users' browsing habits. For this purpose, we use the Google Analytics statistics engine. All information collected is anonymous and cannot be used to identify you.


Marketing cookies

These third-party cookies are used to display personalized ads according to your preferences. We use cookies to help us collect information about your usage habits on this website and to allow us learn of your interests so that we could show you only ads that are relevant to your usage habits. In case you prefer us not to show you any ads, leave this menu check-box blank.