E-scooter, bicycle, or skateboard — what kind of insurance should you choose for urban trips?

In recent years, we have increasingly seen people traveling on e-scooters, bicycles, segways, or even scooters on city streets. They are convenient, environmentally friendly, and allow you to quickly reach your destination without traffic jams.

However, along with this feeling of freedom come risks — collisions, falls, damage, or even theft. That is why more people are choosing insurance that protects both the vehicle and its owner.

Bicycle insurance – safety not only for your bike

If you use your bike on a daily basis – to get to work, school or simply to enjoy the city – bicycle insurance helps protect you from unexpected expenses.

BTA Velo Plus policy covers damage, theft and even third-party liability if an accident causes damage to third parties.

For example:

• your bicycle is stolen from the stairwell or luggage compartment of an apartment building;
• there is a collision with another rider, and their property is damaged;
• the bicycle is damaged during transport.

Velo Plus insurance is a convenient solution for anyone who chooses green mobility in their daily life.

E-scooters and segways – convenient, but also risky

More and more city dwellers are choosing electric scooters and segways. They are fast, compact and ideal for short city trips, but these vehicles are also at risk of damage and theft.

Velo Plus insurance also offers protection for these vehicles if they meet certain criteria, such as

• speed up to 25 km/h;
• weight up to 25 kg;
• used for personal transportation.

This means that your e-scooter or segway is protected both at home and away from home, as well as when you travel within Europe.

Stunt scooters and skateboards – protection for the most active

Children and young people are increasingly choosing stunt scooters and skateboards – both as a means of transport and as a hobby. Unfortunately, these vehicles are often damaged during falls, training or transport.

With Velo Plus insurance, you can also insure this type of equipment, providing protection against theft, breakage, and other unforeseen situations. In addition, up to five different items of equipment can be insured under one policy, which is great for families where everyone has their own vehicle.

What risks are covered?

BTA Velo Plus insurance covers a wide range of risks, regardless of how you get around:

• Theft or attempted theft – if your vehicle is stolen from your home, storage facility, or other locked location.
• Damage or collisions – if an accident occurs on the street or the vehicle is damaged during transport.
• Third-party liability – if accidental damage is caused to another person or their property.

The insurance is valid both in Latvia and throughout the European Union.

How to choose the most suitable insurance?

When choosing a policy, pay attention to:

• what type of vehicle it is intended for (bicycle, e-bike, segway, stunt scooter, etc.);
• the amount of sum insured you want;
• whether you need coverage abroad.

Velo Plus insurance is flexible – it allows you to tailor the policy to your specific needs. Up to 5 items of equipment can be insured under one contract, which is particularly useful for families or couples.

Safety for every trip in the city

Regardless of whether your means of transportation is a scooter, bicycle, segway, or stunt scooter, one thing is common – safety is important.

BTA Velo Plus insurance ensures that every trip in the city is peaceful – both in your heart and in your mind.

Learn more about BTA Velo Plus insurance and choose the safest way to enjoy urban mobility!