Unmanned aircraft owners’ third party liability insurance

No matter how careful we are while operating an Unmanned aircraft (drone)*, anyone can accidently damage property owned by another person or inflict damage to health, life of another person or environment.

In order to make your flight responsible without any damage to health, life or property or another person, there are several basic moments to observe within the use of an unmanned aircraft, one of them being insurance of Unmanned aircraft owners’ third party liability!

Indemnification for loss of another person is every Unmanned aircraft owner’s obligation, but you can entrust us with covering the losses, if you insure your third party liability.

* Unmanned aircraft is any aircraft, exploited by or constructed for autonomous exploitation or remote operation without a pilot in an aircraft. Notwithstanding the size, mass configuration or total take-off mass, it shall be considered an aircraft, subjected to the respective regulatory framework.
 

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What is Unmanned aircraft owners’ third party liability insurance?

Unmanned aircraft owners’ third party liability insurance, similar to MTPL for your Unmanned Aircraft, shall protect you from unforeseen expenses, if you inflict damage to other persons within an accident.

Why choose BTA Unmanned aircraft owners’ third party liability insurance?

Our advantages:

  • we take care of individual approach towards each customer, upon evaluation of the customer’s needs and intentions, offering the most appropriate insurance offer;
  • we have more than 25 years of experience in aviation risk insurance, moreover, the first insurance policy issued by BTA was an Aviation risk insurance policy;
  • We are the only insurance company of Latvia to offer Aviation risks insurance and we have a licence in this type of insurance.

What kind of risks may be subjected to insurance?

Unmanned aircraft owner insures one’s third party liability insurance:

  • Damage to or total loss of property owned by third party
  • Damage to life or health of third party
  • Environmental damage

What is the validity territory of the policy?

Operating territory of Unmanned aircraft owners’ third party liability insurance policy may be defined according to the customer’s needs and intentions:

  • The Republic of Latvia
  • The Baltic States
  • Europe

Purchase of policy

Unmanned aircraft owners’ third party liability insurance policy is available for purchase as stated below:

  • Upon completion of application template in BTA website, BTA specialist shall contact you and clarify the information required, prepare an insurance offer and send it to the e-mail address you have provided;
  • Upon calling BTA Customer Support Service by telephone 26 12 12 12;
  • Upon a personal visit to BTA Customer Service Centre;
  • Upon contacting BTA agents, insurance brokers.

What to do in case of an accident?

Should an accident occur, the following is required:

  1. To perform rescue works, as well as to fix the circumstances and the reason of the accident, contact immediately the respective rescue service or institution:
    • If a person was injured – with Emergency medical aid by telephone 113 or 03
    • If there is a probability that actions of other persons caused the accident, report it immediately to the police by phone 110 or 02.
    • In case of fire accident – with State fire and rescue service by telephone 112 or 01
    • In case of gas leakage – with Gas emergency service by telephone 114 or 04
  2. Please contact BTA Customer Support Service by telephone 26 12 12 12 as soon as possible in order to receive instructions on the actions to be undertaken next, as well as to claim the insured event.

Insurance Terms and Conditions

Unmanned aircraft owners’ third party liability insurance PDF
Terms and Conditions No AV-05-1 (in latvian)
(the wording applies to policies issued starting from 20.11.2019.)