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Motorcycle CASCO

If you have a motorcycle and you don’t want to worry about unexpected expenses caused by a traffic accident, natural disasters or illegal activities of other individuals, don’t forget to buy Motorcycle CASCO. Motorcycle CASCO will be useful during off-season as well – it will provide theft protection. We offer a good price!

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Why choose BTA Motorcycle CASCO policy?

Our advantages:

  • We have reduced insurance rates, and at the moment the minimum insurance price is only 71 EUR.
  • We provide a convenient way to file a claim and fast payment of insurance indemnity.
  • We provide alarm inspection free of charge at BTA partner services to find out if the alarm system meets our requirements.

What kind of motorcycles can be insured?

Only motorcycles with engine capacity of 51 cm3 and above registered in the Republic of Latvia can be insured.

Against what risks can a motorcycle be insured?

Main risks:​  
Risk of traffic accident
A collision with another vehicle, obstacle, pedestrian, animal or other object in traffic or other place where driving is possible, as well as the rollover, falling (e.g. from a bridge, etc.), sinking or breaking through the ice of a vehicle in motion. This risk is not valid from October 15 until March 31 because of weather inadequate for driving.
Risk of fire
The impact of fire, smoke, soot and extinguishing operations on the vehicle.
Risk of natural disasters
Damage of the vehicle caused by storm, flood, lightning and hail, as well as the damage caused by falling objects created by the impact of these natural disasters.
Risk of glass breakage
Mechanical damage of the glass of the windows of the vehicle.
Risk of damage caused by animals
Damage of the vehicle caused by animals or birds.
Risk of falling objects
Damage caused by falling objects.
Risk of theft
Covert or public vehicle theft or an attempt of theft if the vehicle has been moved from its place of parking.
Risk of burglary
Robbery of the vehicle or an attempt to steal the vehicle involving violence or threat of violence.
Risk of illegal activities of third parties
The destruction, damage, theft of parts or additional equipment of the vehicle carried out by third parties.

 

For additional cost the following risks can be insured as well:  
Insurance of individual license plates
If the license plate of the vehicle contains a name or a special title, in case of license plate theft you will receive an equivalent license plate because the Road Traffic Safety Directorate (CSDD) does not issue the same license plate repeatedly.
Replacement value insurance
In case of vehicle theft, burglary or destruction the compensation of the losses will be equal to the value of a new, equivalent vehicle; the insurance is in force if the time period since the first day of registration of the vehicle does not exceed 2 years and the kilometrage does not exceed 60 000 km.
Repair in a repair shop at customer's choice
Opportunity to have your vehicle repaired in a service centre selected by yourself.

What is the territory of validity of Motorcycle CASCO?

The territory of validity for Motorcycle CASCO is the Republic of Latvia. According to the client’s wishes and needs, the territory of validity of the insurance can be expanded to European countries, except for the CIS countries.

What are the safety requirements for insuring the motorcycle?

Taking care of the customers’ motorcycles safety, before purchasing Motorcycle CASCO policy, we evaluate the alarm equipment of the motorcycle.

For the theft risk cover to be in force, your motorcycle must have two ignition keys and two alarm controls. The alarm must have sound and light signals, as well as a built-in balance-sensor system that sets off the alarm when the motorcycle is tampered with.

Additional information on the requirements of the alarm is available by contacting BTA Customer Support Service at 26 12 12 12 or by any other means of communication convenient for you. Other means of communication can be found at the “Contacts” section.

Ways of purchasing the policy

The Motorcycle CASCO policy can be purchased in the following ways:

  • By filling out an application form on BTA website; a BTA specialist will contact you to find out detailed necessary information, prepare the insurance offer and send it to the e-mail address indicated by you;
  • By calling BTA Customer Support Service at 26 12 12 12. It is possible to pay for the insurance policy during the phone call;
  • By visiting BTA Customer Service Centre in person;
  • By contacting BTA agents, insurance brokers.

What to do in case of an accident?

In case of a traffic accident, act as follows:

  1. If someone is injured in the accident,
    • To the extent possible, render first aid to the injured person, but immediately contact the State Emergency Medical Service by calling 113 or 03.
    • Contact he traffic police by calling 110 or 02;
  2. If nobody has been injured in the traffic accident and only two vehicles are involved in the accident, and both drivers can come to an agreement on the circumstances of the traffic accident, no damage has been done to third party’s property and the vehicles do not have such damage that forbids to drive them, fill out the coordinated statement of facts. You will find more information on the completion of the coordinated statement of facts as well as a short video here. You must keep a copy of the completed coordinated statement of facts so that you could submit it to us.
  3. If there are other conditions that do not allow to fill out the coordinated statement of facts, for example, in case three vehicles are involved, call the traffic police at 110 or 02.
  4. For the clarification of the circumstances of a traffic accident photos can be useful as well so, if possible, take photos of the vehicles right after the accident, without changing their location, and, if possible, record the contacts of the eyewitnesses.
  5. Contact BTA Customer Support Service at (+371) 26 12 12 12 as soon as possible in order to inform about the traffic accident, receive instructions for further actions, as well as to claim the insured event.

In case of vehicle theft or other illegal activities of third parties, for example, stolen mirrors of a vehicle, do as follows:

  1. Contact the traffic police by calling 110 or 02;
  2. Contact BTA Customer Support Service at (+371) 26 12 12 12 as soon as possible in order to inform about the fact of theft, receive instructions for further actions, as well as to claim the insured event.

In case of some other misfortune or if you need help on the road, contact BTA Customer Support Service at (+371) 26 12 12 12 as soon as possible in order to inform about the accident, receive instructions for further actions, as well as to claim the insured event.

Download BTA mobile app!
Download BTA mobile app on your smartphone, and you will always have our contacts. In case of an accident, our app will help you to contact both emergency services and us, so we could inform you about further actions. The BTA mobile app on your smartphone is a convenient way to send us photos from the place of accident if our specialist asks for them.

Insurance Terms and Conditions

  PDF E-doc*
KASKO terms and conditions    
Terms and conditions No 4F5-1
(the version is in force for policies issued from 14.01.2014.)
     + Annex Auto Assistance
Terms and conditions No 4F-5
(the version is in force for policies issued from 05.04.2011.)
     + Annex Auto Assistance  


* You can open digitally signed documents *.edoc, using the template on website eparaksts.lv. Before checking the necessary document, save it on your computer (we recommend using Chrome, Firefox, Safari or Opera browsers).