No matter how careful we are when using recreational craft, it may happen that we accidently damage property, which belongs to another person, or cause damage to the health or life of another person. It is the obligation of each person to indemnify such losses; you, however, may trust us with covering such losses, provided you have insured your civil liability.
Civil liability insurance of recreational craft owners, similar to MTPL insurance of your motor vehicle, will protect you from unexpected expenses in the event of causing damage to other person as a result of a water traffic accident.
Civil liability of recreational craft owners may only be insured, provided the recreational craft is registered with the relevant register in compliance with laws and regulations of the relevant country. Recreational craft in Latvia must be registered with the registers maintained by the Road Safety Traffic Directorate or the Maritime Administration of Latvia.
Basic insurance coverage:
In addition, we also offer insurance protection coverage for the following situations and events:
The validity territory of the civil liability insurance policy of recreational craft owners is the territory of the Republic of Latvia, inland waters of the Republic of Latvia, and territorial sea of the Republic of Latvia. We also offer wider validity territory of insurance protection, if necessary.
A civil liability insurance policy of recreational craft owners may be purchased for the insurance period starting from three months to one year.
A civil liability insurance policy of recreational craft owners may be purchased in one of the following manners:
In case of an accident, act as follows:
1. To conduct rescue operations, as well as to record circumstances and cause of the accident, immediately contact the appropriate emergency service or institution:
2. Contact BTA Customer Support Service at (+371) 26 12 12 12 as soon as possible in order to receive instructions for further actions, as well as to claim the insured event.
|General terms and conditions of civil liability insurance|
|Terms and conditions No 21.01.
(version valid for policies issued from 31.01.2012)
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