CASCO Potholes

Every year, damaged road surfacing results in hundreds of road traffic accidents. If you want to protect your company from expenses caused by damaging the tire or wheel of a car owned by the company by driving into a pothole, then the CASCO Potholes policy without deductibles is for you. We provide individual approach to each customer – we will evaluate the cars of your company, offer good conditions, professional service and additional bonuses!

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Why choose CASCO Potholes policy?


  • Available to everyone!
    CASCO Potholes policy is available to any owner of a vehicle whose car is registered in Latvia and if the vehicle’s weight does not exceed 3.5 tonnes.
  • A good price!
    If you buy the CASCO Potholes policy, your car will be insured for EUR 1000.
  • You can purchase it even if the transport of your company does not have CASCO!
    If the transport of your company is not insured according the rules of CASCO insurance, but you want to protect the company from losses caused by bad roads, you can apply for CASCO Potholes. Take into account that MTPL insurance policy does not cover this kind of risk.
  • Useful to buy if you already have CASCO as well!
    If you already have the CASCO policy of any insurer, then it is also useful to purchase CASCO Potholes. Usually CASCO cover risks related to bad road quality but these policies often have a deductible which can be bigger than the amount of damage made, and as a result the indemnity is not paid. Whereas the insurance of the CASCO Potholes policy does not have a deductible, and the losses created will be covered in full amount.
  • Fast payment of indemnities!
    We will promptly examine the claim case and pay the indemnity in cash by transferring it to the account indicated by you.

What expenses will be compensated within CASCO Potholes policy?

 If by driving into a pothole or a hatch the tire or the wheel of the vehicle is damaged, we compensate the following expenses:

  • Car evacuation from the accident site
    We will compensate the transportation expenses of the vehicle for EUR 30 if evacuation is required after driving into a pothole.
  • Vehicle damage repair
    We will compensate the expenses for repairs of damages to the vehicle and its additional equipment (audio devices, additional lamps, spoilers etc.) by transferring the insurance indemnity to an account indicated by you.

For what kind of vehicles is CASCO Potholes offered?

You can purchase the CASCO Potholes policy if the ratio of the height and width of the profile of your vehicle’s car exceeds 45.

What is the territory of validity of CASCO Potholes?

The CASCO Potholes policy is valid in Latvia, Lithuania, Estonia, Austria, Albania, Andorra, Belgium, Bulgaria, Bosnia and Herzegovina, Czech Republic, Denmark, France, Greece, Croatia, Italy, Ireland, Iceland, Cyprus, United Kingdom, Liechtenstein, Luxembourg, Malta, Monaco, Macedonia, Norway, Netherlands, Portugal, Poland, Romania, Spain, Finland, Slovakia, Slovenia, Serbia and Montenegro, San Marino, Switzerland, Hungary, Germany, Vatican, Sweden.

Ways of purchasing the policy

CASCO Potholes policy can be purchased in the following ways:

  • By filling out an application form on BTA website; a BTA specialist will contact you to find out detailed necessary information, prepare the insurance offer and send it to the e-mail address indicated by you;
  • By calling BTA Customer Support Service at 26 12 12 12. It is possible to pay for the insurance policy during the phone call;
  • By visiting BTA Customer Service Centre in person;
  • By contacting BTA agents, insurance brokers.

How to receive additional information?

If you wish to receive additional information on CASCO Potholes insurance coverage or purchasing, contact BTA Customer Support service at 26 12 12 12 or by any other means of communication convenient for  you. Other means of communication can be found at the section “Contacts”.

Insurance Terms and Conditions

  PDF E-doc*
CASCO Potholes terms and conditions    
Terms and conditions No 2-1 (Latvian)
(in force for policies issued from 24.03.2015)
Terms and conditions No 2
(in force for policies issued from 17.08.2010)

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